|
|
| Benefit Features |
Network Providers |
Out-of-Network Providers |
Annual Deductible |
Individual |
$2,500 |
$5,000
|
Family |
$5,000 |
$10,000 |
Annual Out-of-Pocket Maximum Amount |
Individual |
$2,500 |
$7,500 |
Family |
$5,000 |
$15,000 |
Dependent Age Limit |
To age 24 |
To age 24 |
Lifetime Maximum Benefit |
$5 Million |
$5 Million |
Benefits for Covered Services |
Your Cost Through Network Providers |
Out-of-Network Benefits |
Practitioner Services |
Office Visits |
100% after
$20 copay |
80% after deductible |
In-hospital Visits |
100% after deductible |
80% after deductible |
Maternity Services |
100% after deductible |
80% after deductible |
Routine Diagnostic Lab, X-ray, & Injections |
100% after deductible |
80% after deductible |
Preventative Health Care Service |
Well Child Care (to age 6) |
100% after
$20 copay |
80% after deductible |
Well Child Care (over age 6) |
100% after
$20 copay |
80% after deductible |
Annual Well Woman Exam |
100% after
$20 copay |
80% after deductible |
Annual Mammography Screening |
100% |
80% after deductible |
Annual Cervical Cancer Screening |
100% |
80% after deductible |
Prostate Screening |
100% |
80% after deductible |
Well Care Screenings (all ages) |
100% after
$20 copay |
80% after deductible |
Immunizations/Injections
(all ages) |
100% after
$20 copay |
80% after deductible |
Facility Services |
Inpatient Services |
100% after deductible |
80% after deductible |
Outpatient Surgery |
100% after deductible |
80% after deductible |
Other Outpatient Services |
100% after deductible |
80% after deductible |
Non-routine Diagnostic Services |
100% after deductible |
80% after deductible |
Emergency Room Services |
100% after deductible |
80% after deductible |
Medical Equipment |
Durable Medical Equipment, Prosthetic and Orthotic Appliances |
100% after deductible |
80% after deductible |
Therapeutic Services |
100% after deductible |
80% after deductible |
Skilled Nursing Facility & Rehabilitation Services |
100% after deductible |
80% after deductible |
Home Health Services |
100% after deductible |
80% after deductible |
Hospice Services |
100% after deductible |
80% after deductible |
Ambulance Services |
100% after deductible |
80% after deductible |